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Spending accounts

Designed by members for members, our range of spending accounts makes managing your money a breeze – no matter your banking needs.

Starting February 1, 2025, we're enhancing your banking experience with new savings and spending accounts designed to better serve your financial needs and help you do more with your money. Learn more >
 

Essentials

Perfect for members with minimal banking needs.

  • No monthly fee
  • 15 self-serve* or full-serve** transactions/month
  • $1 per overlimit transaction

 

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Everyday

Perfect for members who prefer to bank digitally.

  • $4.95 (waived for members under 25 and over 60)
  • Unlimited self-serve* transactions
  • 10 full-serve** transactions/month
  • $1 per overlimit transaction

 

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Unlimited

Perfect for members who make lots of transactions.

  • $9.95 per month
  • Unlimited*** transactions/month

 

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Always free transactions include: 

  • Direct deposits
  • Online transfer deposits
  • Online transfer withdrawals
  • Incoming Interac e-Transfer payments
  • Request for Interac e-Transfer payments
  • Smart device cheque deposits (Deposit Anywhere™) 
  • In-branch deposits
*Self-serve transactions include: 
  • Pre-authorized debits 
  • Online bill payments 
  • THE EXCHANGE Network ATM withdrawals (including all Beem ATMs) 
  • Debit card purchases (including point of sale and Interac Online payments) 
  • Interac e-Transfers (outgoing) Cheque withdrawals
**Full-serve transactions include:
  • In-branch withdrawals 
  • In-branch bill payments 
  • In-branch transfer withdrawals

Explore our savings accounts

Set aside strong savings with accounts designed to support your short and long-term goals.
See savings accounts
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Need help choosing an account?

Have questions or would like to speak with one of our knowledgeable staff, let's connect!

Let's Connect
 
 
 
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